{"id":3477,"date":"2023-09-15T21:03:43","date_gmt":"2023-09-15T21:03:43","guid":{"rendered":"https:\/\/payxusa.com\/%e0%a4%a8%e0%a4%bf%e0%a4%af%e0%a4%ae-%e0%a4%94%e0%a4%b0-%e0%a4%b6%e0%a4%b0%e0%a5%8d%e0%a4%a4%e0%a5%87%e0%a4%82\/"},"modified":"2025-02-18T09:29:51","modified_gmt":"2025-02-18T09:29:51","slug":"%e0%a4%a8%e0%a4%bf%e0%a4%af%e0%a4%ae-%e0%a4%94%e0%a4%b0-%e0%a4%b6%e0%a4%b0%e0%a5%8d%e0%a4%a4%e0%a5%87%e0%a4%82","status":"publish","type":"page","link":"https:\/\/www.payxusa.com\/hi\/%e0%a4%a8%e0%a4%bf%e0%a4%af%e0%a4%ae-%e0%a4%94%e0%a4%b0-%e0%a4%b6%e0%a4%b0%e0%a5%8d%e0%a4%a4%e0%a5%87%e0%a4%82\/","title":{"rendered":"\u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3477\" class=\"elementor elementor-3477 elementor-527\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9acc6cd elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"9acc6cd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-41eb05b\" data-id=\"41eb05b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8583e53 elementor-widget elementor-widget-heading\" data-id=\"8583e53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0928\u093f\u092f\u092e \u090f\u0935\u0902 \u0936\u0930\u094d\u0924\u0947\u0902<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73644919 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73644919\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4a2b8886\" data-id=\"4a2b8886\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50497800 elementor-widget elementor-widget-text-editor\" data-id=\"50497800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h3 class=\"wp-block-heading\"><strong>\u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u093f\u0925\u093f:<\/strong> 16 \u091c\u0928\u0935\u0930\u0940, 2025<\/h3>\n\n<p>\u092f\u0947 \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902 (&#8220;\u0928\u093f\u092f\u092e&#8221;) \u0906\u092a\u0915\u0947 PayX \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 (&#8220;\u0910\u092a&#8221;) \u0914\u0930 PayX \u0935\u0947\u092c\u0938\u093e\u0907\u091f ( <a href=\"http:\/\/www.payxusa.com\">www.PayXUSA.com<\/a> ) (&#8220;\u0935\u0947\u092c\u0938\u093e\u0907\u091f&#8221;) \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u0914\u0930 \u0909\u092a\u092f\u094b\u0917 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902, \u091c\u094b Merced Companies Inc. (&#8220;\u092e\u0930\u094d\u0938\u0947\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901,&#8221; &#8220;\u0939\u092e,&#8221; &#8220;\u0939\u092e\u0947\u0902,&#8221; \u092f\u093e &#8220;\u0939\u092e\u093e\u0930\u093e&#8221;) \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947, \u0906\u092a \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0924\u094b \u0915\u0943\u092a\u092f\u093e \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928 \u0915\u0930\u0947\u0902\u0964  <\/p>\n\n<h3 class=\"wp-block-heading\"><strong>1 \u0915\u0908\u0964 \u092a\u0930\u093f\u092d\u093e\u0937\u093e\u090f\u0902<\/strong><\/h3>\n\n<p>\u0938\u094d\u092a\u0937\u094d\u091f\u0924\u093e \u0915\u0947 \u0932\u093f\u090f, \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u092a\u0930\u093f\u092d\u093e\u0937\u093e\u090f\u0901 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902<\/p>\n\n<ol class=\"wp-block-list\">\n<li><strong>&#8220;\u0938\u0947\u0935\u093e\u090f\u0901&#8221;<\/strong> \u0938\u0947 \u0924\u093e\u0924\u094d\u092a\u0930\u094d\u092f \u0910\u092a \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0938\u092d\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902, \u0915\u093e\u0930\u094d\u092f\u093e\u0924\u094d\u092e\u0915\u0924\u093e\u0913\u0902 \u0914\u0930 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u0947 \u0939\u0948\u0964<\/li>\n\n<li> <strong>&#8220;\u0910\u092a&#8221;<\/strong> \u0915\u093e \u0924\u093e\u0924\u094d\u092a\u0930\u094d\u092f PayX \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0938\u0947 \u0939\u0948\u0964<\/li>\n\n<li><strong>&#8220;\u0935\u0947\u092c\u0938\u093e\u0907\u091f&#8221;<\/strong> \u0915\u093e \u0924\u093e\u0924\u094d\u092a\u0930\u094d\u092f PayX \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0938\u0947 \u0939\u0948 \u091c\u094b <a href=\"http:\/\/www.payxusa.com\">www.PayXUSA.com<\/a> \u092a\u0930 \u0938\u094d\u0925\u093f\u0924 \u0939\u0948\u0964<\/li>\n\n<li><strong>&#8220;\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e&#8221;<\/strong> \u0938\u0947 \u0924\u093e\u0924\u094d\u092a\u0930\u094d\u092f \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092f\u093e \u0938\u0902\u0938\u094d\u0925\u093e \u0938\u0947 \u0939\u0948 \u091c\u094b \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0924\u093e \u0939\u0948 \u092f\u093e \u0909\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u093e \u0939\u0948<\/li>\n<\/ol>\n\n<h3 class=\"wp-block-heading\"><strong>2. \u0910\u092a \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\/strong><\/h3>\n\n<ol class=\"wp-block-list\">\n<li><strong>\u092a\u093e\u0924\u094d\u0930\u0924\u093e<\/strong> : \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947, \u0906\u092a \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0935\u093e\u0930\u0902\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a \u0915\u092e \u0938\u0947 \u0915\u092e 18 \u0935\u0930\u094d\u0937 \u0915\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u0915\u0902\u092a\u0928\u0940 \u092f\u093e \u0938\u0902\u0917\u0920\u0928 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u0906\u0917\u0947 \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0935\u093e\u0930\u0902\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0910\u0938\u0940 \u0907\u0915\u093e\u0908 \u0915\u094b \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u092c\u093e\u0902\u0927\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0964 <\/li>\n\n<li> <strong>\u0932\u093e\u0907\u0938\u0947\u0902\u0938<\/strong> : \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0927\u0940\u0928, \u092e\u0930\u094d\u0938\u093f\u0921 \u0915\u0902\u092a\u0928\u0940\u091c \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924, \u0917\u0948\u0930-\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0910\u092a \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0914\u0930 \u0909\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u0940\u092e\u093f\u0924, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0917\u0948\u0930-\u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f \u0914\u0930 \u0930\u0926\u094d\u0926 \u0915\u0930\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0906\u092a \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u0938\u094d\u0930\u094b\u0924 \u0915\u094b\u0921 \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u0932\u093f\u092a\u093f \u0928\u0939\u0940\u0902 \u092c\u0928\u093e \u0938\u0915\u0924\u0947, \u0909\u0938\u0947 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947, \u0935\u093f\u0924\u0930\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947, \u092c\u0947\u091a \u0928\u0939\u0940\u0902 \u0938\u0915\u0924\u0947, \u092a\u091f\u094d\u091f\u0947 \u092a\u0930 \u0928\u0939\u0940\u0902 \u0926\u0947 \u0938\u0915\u0924\u0947, \u0938\u092c\u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0928\u0939\u0940\u0902 \u0926\u0947 \u0938\u0915\u0924\u0947, \u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947 \u092f\u093e \u0909\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947\u0964 <\/li>\n\n<li><strong>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u093e<\/strong> : \u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0906\u092a\u0915\u094b \u090f\u0915 \u0916\u093e\u0924\u093e \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0906\u092a \u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u0947\u0902\u0936\u093f\u092f\u0932 \u0915\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0938\u092d\u0940 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902\u0964 \u0906\u092a \u0905\u092a\u0928\u093e \u0916\u093e\u0924\u093e \u092c\u0928\u093e\u0924\u0947 \u0938\u092e\u092f \u0938\u091f\u0940\u0915 \u0914\u0930 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092c\u0926\u0932\u093e\u0935 \u0915\u094b \u0924\u0941\u0930\u0902\u0924 \u0905\u092a\u0921\u0947\u091f \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964  <\/li>\n<\/ol>\n\n<h3 class=\"wp-block-heading\"><strong><strong>3. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\/strong><\/strong><\/h3>\n\n<p>\u0910\u092a, \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0914\u0930 \u0909\u0928\u0915\u0940 \u0938\u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 &#8211; \u091c\u093f\u0938\u092e\u0947\u0902 \u091f\u0947\u0915\u094d\u0938\u094d\u091f, \u0917\u094d\u0930\u093e\u092b\u093c\u093f\u0915\u094d\u0938, \u0932\u094b\u0917\u094b, \u0906\u0907\u0915\u0928, \u0907\u092e\u0947\u091c, \u0911\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0935\u0940\u0921\u093f\u092f\u094b, \u0938\u0949\u092b\u093c\u094d\u091f\u0935\u0947\u092f\u0930 \u0914\u0930 \u0905\u0902\u0924\u0930\u094d\u0928\u093f\u0939\u093f\u0924 \u0924\u0915\u0928\u0940\u0915 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948 &#8211; \u092e\u0930\u094d\u0938\u093f\u0921 \u0915\u0902\u092a\u0928\u0940\u091c\u093c \u092f\u093e \u0909\u0938\u0915\u0947 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u0948 \u0914\u0930 \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948\u0964 \u0906\u092a\u0915\u094b \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u0942\u092a \u0938\u0947 \u0909\u0932\u094d\u0932\u093f\u0916\u093f\u0924 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u092f\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u094b\u0902 \u0938\u0947 \u092a\u0930\u0947 \u0915\u094b\u0908 \u0905\u0927\u093f\u0915\u093e\u0930 \u092f\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0928\u0939\u0940\u0902 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 <\/p>\n\n<h3 class=\"wp-block-heading\"><strong>4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0906\u091a\u0930\u0923<\/strong><\/h3>\n\n<ol class=\"wp-block-list\">\n<li>  \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0935\u0948\u0927, \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u092f\u093e \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u092f\u093e \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092f\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0915\u0947 \u0928 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n<li>\u0910\u092a, \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u092f\u093e \u0909\u0928\u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0938\u0930\u094d\u0935\u0930 \u0914\u0930 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0915\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u092e\u0947\u0902 \u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u092f\u093e \u092c\u093e\u0927\u093e \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u0930\u0928\u093e<\/li>\n\n<li>\u0905\u0928\u094d\u092f \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0916\u093e\u0924\u094b\u0902, \u0938\u093f\u0938\u094d\u091f\u092e \u092f\u093e \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0924\u0915 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u092a\u0939\u0941\u0902\u091a \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u093e\u0964<\/li>\n\n<li>\u0935\u093e\u092f\u0930\u0938 \u092f\u093e \u0939\u093e\u0928\u093f\u0915\u093e\u0930\u0915 \u0938\u094d\u0915\u094d\u0930\u093f\u092a\u094d\u091f \u0938\u0939\u093f\u0924 \u0926\u0941\u0930\u094d\u092d\u093e\u0935\u0928\u093e\u092a\u0942\u0930\u094d\u0923 \u0915\u094b\u0921 \u0905\u092a\u0932\u094b\u0921 \u0915\u0930\u0947\u0902.<\/li>\n\n<li>\u0910\u0938\u0940 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u093e \u091c\u094b \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0947 \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u092f\u093e \u0905\u0928\u094d\u092f \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0924\u0940 \u0939\u094b\u0902\u0964<\/li>\n\n<li>\u0910\u0938\u0940 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0928 \u0939\u094b\u0902 \u091c\u094b \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0902\u091a\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0902, \u0905\u0915\u094d\u0937\u092e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902, \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u092c\u094b\u091d \u0921\u093e\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902 \u092f\u093e \u0916\u0930\u093e\u092c \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964<\/li>\n<\/ol>\n\n<h3 class=\"wp-block-heading\"><strong>5. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\/strong><\/h3>\n\n<p>\u0906\u092a\u0915\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0939\u092e\u093e\u0930\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u0915\u0943\u092a\u092f\u093e \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0947\u0902 \u0924\u093e\u0915\u093f \u092f\u0939 \u0938\u092e\u091d \u0938\u0915\u0947\u0902 \u0915\u093f \u0939\u092e \u0910\u092a \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0948\u0938\u0947 \u090f\u0915\u0924\u094d\u0930\u093f\u0924, \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u092a\u094d\u0930\u0915\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 <\/p>\n\n<h3 class=\"wp-block-heading\"><strong>6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e-\u091c\u0928\u093f\u0924 \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/strong><\/h3>\n\n<p>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u092c\u092e\u093f\u091f, \u0905\u092a\u0932\u094b\u0921 \u092f\u093e \u0938\u093e\u091d\u093e \u0915\u0940 \u0917\u0908 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902\u0964 \u092e\u0930\u094d\u0938\u093f\u0921 \u0915\u0902\u092a\u0928\u0940 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u092a\u0942\u0930\u094d\u0935 \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092f\u093e \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u094b \u0939\u091f\u093e\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0940 \u0939\u0948\u0964 <\/p>\n\n<h3 class=\"wp-block-heading\"><strong><strong>7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\/strong><\/strong><\/h3>\n\n<p>\u0910\u092a \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u092e\u0947\u0902 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f, \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u0902\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e \u0909\u0928\u0915\u0947 \u0938\u093e\u0925 \u090f\u0915\u0940\u0915\u0943\u0924 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092e\u0930\u094d\u0938\u093f\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0940 \u0909\u092a\u0932\u092c\u094d\u0927\u0924\u093e, \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u092f\u093e \u092a\u094d\u0930\u0925\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0914\u0930 \u0910\u0938\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0909\u0928\u0915\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0927\u0940\u0928 \u0939\u0948\u0964 <\/p>\n\n<h3 class=\"wp-block-heading\"><strong><strong>8. <strong>\u0935\u093e\u0930\u0902\u091f\u0940 \u0915\u093e \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\/strong><\/strong><\/strong><\/h3>\n\n<p>\u0910\u092a \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f &#8220;\u091c\u0948\u0938\u0940 \u0939\u0948&#8221; \u0914\u0930 &#8220;\u091c\u0948\u0938\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948&#8221; \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948, \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u0935\u093e\u0930\u0902\u091f\u0940 \u0915\u0947, \u0935\u094d\u092f\u0915\u094d\u0924 \u092f\u093e \u0928\u093f\u0939\u093f\u0924, \u091c\u093f\u0938\u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915\u0924\u093e, \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924\u0924\u093e \u092f\u093e \u0917\u0948\u0930-\u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0940 \u0935\u093e\u0930\u0902\u091f\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0939\u092e \u092f\u0939 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0924\u094d\u0930\u0941\u091f\u093f-\u092e\u0941\u0915\u094d\u0924, \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u092f\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u094b\u0917\u0940\u0964 <\/p>\n\n<h3 class=\"wp-block-heading\"><strong><strong><strong>9. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\/strong><\/strong><\/strong><\/h3>\n\n<p>\u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u0924 \u0905\u0927\u093f\u0915\u0924\u092e \u0938\u0940\u092e\u093e \u0924\u0915, \u092e\u0930\u094d\u0938\u093f\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 \u0914\u0930 \u0909\u0938\u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u0940, \u0928\u093f\u0926\u0947\u0936\u0915, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0914\u0930 \u090f\u091c\u0947\u0902\u091f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947:<\/p>\n\n<ol class=\"wp-block-list\">\n<li>\u0905\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937, \u0906\u0915\u0938\u094d\u092e\u093f\u0915, \u092a\u0930\u093f\u0923\u093e\u092e\u0940 \u092f\u093e \u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u0915\u094d\u0937\u0924\u093f\u0964<\/li>\n\n<li>\u0921\u0947\u091f\u093e, \u0930\u093e\u091c\u0938\u094d\u0935 \u092f\u093e \u0932\u093e\u092d \u0915\u0940 \u0939\u093e\u0928\u093f, \u091a\u093e\u0939\u0947 \u092a\u0942\u0930\u094d\u0935\u093e\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0939\u094b \u092f\u093e \u0928 \u0939\u094b\u0964<\/li>\n\n<li>\u0926\u093e\u0935\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 12 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0915\u0941\u0932 \u0930\u093e\u0936\u093f \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0940 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0964<\/li>\n<\/ol>\n\n<h3 class=\"wp-block-heading\"><strong><strong><strong><strong><strong>10. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n<p>\u0906\u092a \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u0906\u092a\u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u092f\u093e \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0938\u0947 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u092f\u093e \u0909\u0938\u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0926\u093e\u0935\u0947, \u0926\u0947\u0928\u0926\u093e\u0930\u093f\u092f\u094b\u0902, \u0915\u094d\u0937\u0924\u093f, \u0939\u093e\u0928\u093f \u092f\u093e \u0935\u094d\u092f\u092f (\u0909\u091a\u093f\u0924 \u0935\u0915\u0940\u0932\u094b\u0902 \u0915\u0940 \u092b\u0940\u0938 \u0938\u0939\u093f\u0924) \u0938\u0947 \u092e\u0930\u094d\u0938\u093f\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0914\u0930 \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u093f\u092f\u094b\u0902, \u0905\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902, \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0914\u0930 \u090f\u091c\u0947\u0902\u091f\u094b\u0902 \u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f, \u092c\u091a\u093e\u0935 \u0914\u0930 \u0939\u093e\u0928\u093f\u0930\u0939\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964<\/p>\n\n<h3 class=\"wp-block-heading\"><strong><strong><strong><strong>11. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n<p>\u092e\u0930\u094d\u0938\u093f\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f, \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0938\u0942\u091a\u0928\u093e \u0915\u0947, \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0930\u0923 \u0938\u0947, \u091c\u093f\u0938\u092e\u0947\u0902 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948, \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u092a\u0930, \u0906\u092a\u0915\u094b \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0938\u092d\u0940 \u0909\u092a\u092f\u094b\u0917 \u092c\u0902\u0926 \u0915\u0930 \u0926\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0914\u0930 \u0905\u092a\u0928\u0947 \u092a\u093e\u0938 \u092e\u094c\u091c\u0942\u0926 \u0938\u092d\u0940 \u092a\u094d\u0930\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0939\u091f\u093e \u0926\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 <\/p>\n\n<h3 class=\"wp-block-heading\"><strong><strong><strong><strong>12. \u0936\u093e\u0938\u0928 \u0915\u093e\u0928\u0942\u0928 \u0914\u0930 \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n<p>\u092f\u0947 \u0928\u093f\u092f\u092e, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u091c\u094d\u092f \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u0915\u0947 \u0921\u0947\u0932\u093e\u0935\u0947\u092f\u0930 \u0930\u093e\u091c\u094d\u092f \u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0936\u093e\u0938\u093f\u0924 \u0939\u0948\u0902, \u0907\u0938\u0915\u0947 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u0947 \u091f\u0915\u0930\u093e\u0935 \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e\u0964<br> 12.1 <strong>\u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e:<\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u093f\u0935\u093e\u0926 \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e \u090f\u0938\u094b\u0938\u093f\u090f\u0936\u0928 \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092c\u093e\u0927\u094d\u092f\u0915\u093e\u0930\u0940 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<br> 12.2 <strong>\u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u091b\u0942\u091f:<\/strong> \u0906\u092a \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u092e\u0941\u0915\u0926\u092e\u094b\u0902 \u092f\u093e \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e \u092e\u0947\u0902 \u092d\u093e\u0917 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0915\u093e \u0924\u094d\u092f\u093e\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902<\/p>\n\n<h3 class=\"wp-block-heading\"><strong><strong><strong><strong>13. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0938\u0902\u0936\u094b\u0927\u0928<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n<p>\u0939\u092e \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094b\u0908 \u092d\u0940 \u092c\u0926\u0932\u093e\u0935 \u0910\u092a \u0914\u0930 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u092a\u0930 \u0905\u092a\u0921\u0947\u091f \u0915\u0940 \u0917\u0908 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u092a\u094b\u0938\u094d\u091f \u0915\u0930\u0928\u0947 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0939\u094b\u0917\u093e\u0964 \u0910\u0938\u0947 \u0905\u092a\u0921\u0947\u091f \u0915\u0947 \u092c\u093e\u0926 \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0906\u092a\u0915\u093e \u0928\u093f\u0930\u0902\u0924\u0930 \u0909\u092a\u092f\u094b\u0917 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0906\u092a\u0915\u0940 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964  <\/p>\n\n<h3 class=\"wp-block-heading\"><strong><strong><strong><strong>14. \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n<p>\u092f\u0926\u093f \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0915\u094b\u0908 \u092a\u094d\u0930\u0936\u094d\u0928 \u092f\u093e \u091a\u093f\u0902\u0924\u093e\u090f\u0902 \u0939\u0948\u0902, \u0924\u094b \u0915\u0943\u092a\u092f\u093e \u0939\u092e\u0938\u0947 <strong><a href=\"mailto:info@payxusa.com\">info@payxusa.com<\/a><\/strong> \u092a\u0930 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902\u0964<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n<p><strong>PayX \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947, \u0906\u092a \u0907\u0928 \u0928\u093f\u092f\u092e\u094b\u0902 \u0914\u0930 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/strong><strong><br><\/strong>\u0905\u0902\u0924\u093f\u092e \u0905\u092a\u0921\u0947\u091f: 16 \u091c\u0928\u0935\u0930\u0940, 2025<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0928\u093f\u092f\u092e \u090f\u0935\u0902 \u0936\u0930\u094d\u0924\u0947\u0902 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u093f\u0925\u093f: 16 \u091c\u0928\u0935\u0930\u0940, 2025 \u092f\u0947 \u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902 (&#8220;\u0928\u093f\u092f\u092e&#8221;) \u0906\u092a\u0915\u0947 PayX \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 (&#8220;\u0910\u092a&#8221;) \u0914\u0930 PayX \u0935\u0947\u092c\u0938\u093e\u0907\u091f ( www.PayXUSA.com ) (&#8220;\u0935\u0947\u092c\u0938\u093e\u0907\u091f&#8221;) \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u0914\u0930 \u0909\u092a\u092f\u094b\u0917 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902, \u091c\u094b Merced Companies Inc. 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